The FedLendR Newsletter | Free
Do the Math Before You Borrow.
Straight answers for federal and USPS employees about loans, fees, and your rights as a borrower. About once a week. Free.
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Lenders don't email you when you might be owed a refund. Apps don't put their real cost on the home screen. And nobody at the payday counter explains why you still owe the full amount after five paydays of fees.
I do. I've spent 20+ years in consumer lending. This newsletter is the stuff I'd tell a friend who works for the government and needs to make a money decision this week.
What lands in your inbox
- The real math. Side-by-side costs on payday loans, cash advance apps, and allotment loans, so you know what you'd actually pay.
- Money you might be owed. Lender settlements, refunds, and debt cancellations borrowers miss because nobody told them.
- Payroll allotment how-tos. PostalEASE, NFC, and what to check before you sign anything.
- Three questions before every loan. The payment, the payoff, and the last payment date. If a lender can't answer, walk.
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Jer Ayles
FedLendR.com